What Insurance Solutions Do We Provide?

Professional Indemnity insurance protects you and your organisation for claims which may be made against you alleging a breach of professional duty.

Damages awarded against professionals can be substantial and will generally relate to financial loss, bodily injury or property damage suffered by the claimant as a result of relying upon your professional advice.

The most common types of claims brought against professionals involve allegations of professional negligence and/or misleading and deceptive conduct.

A Professional Indemnity Policy will generally cover:

• Legal costs incurred in the defence and investigation of a Professional Indemnity claim.
• Any compensation required to be paid by the insured in order to dispose of a Professional Indemnity claim.

Our tailored insurance solution for Visual Asbestos Inspectors provides:

• Coverage that will suit your individual needs
• Cost effective premiums
• Competitive policy excesses

There is a high level of risk for any business dealing with asbestos. Whatever type of business you operate within the Asbestos sector, Risk Assist Australia will assist you to identify an appropriate insurance solution.

Our tailored programmes could include cover for the following activities:

• Visual Asbestos Inspection
• Asbestos Clearance Certificates
• Asbestos Strata Reports
• Demolition & Asbestos Removal
• Asbestos Transportation

Please contact one of our qualified professionals to find out more.

Risk Assist Australia provides a broad range of insurance policies and facilitates placements for a broad range of clients.

Types of insurance include:

• Business Interruption
• Business Packages
• Construction Risks
• Corporate & Leisure Travel
• Crime / Fidelity Guarantee
• Directors’ & Officers’ Liability
• Electronic Equipment
• Employment Practices Liability
• Engineering
• Home & Contents
• Industrial Special Risks
• IT Liability
• Kidnap & Ransom
• Landlords Insurance
• Machinery Breakdown
• Management Liability
• Marine Hull
• Marine Transit
• Marine Liabilities
• Medical Malpractice
• Motor Vehicle (including Fleet covers)
• Office Packages
• Personal Accident
• Pleasurecraft
• Product Guarantee/Recall
• Professional Indemnity
• Public & Products Liability
• Trade Credit
• Rural / Farm
• Workers Compensation

Insurance is essential to any Contractor. It ensures that, should the unexpected happen, your business will not be burdened with unanticipated and unnecessary costs. In many instances, it is also a legal requirement within your contract.

Risk Assist Australia has a range of contractor insurance solutions to consider, many of them compulsory for a contractor operating in Australia.

Contractors Liability Insurance

Contractors Public Liability

Public liability policies are designed to protect you and your business from being found liable for death or injury, damage to property or economic loss.

Contractors Product Liability

Product Liability policies are designed to cover you against claims arising from goods causing injury or damage.

Contractors Professional Indemnity

Professional Indemnity insurance protects you and your organisation for claims which may be made against you alleging a breach of professional duty.

Damages awarded against professionals can be substantial and will generally relate to financial loss, bodily injury or property damage suffered by the claimant as a result of relying upon your professional advice.

The most common types of claims brought against professionals involve allegations of professional negligence and/or misleading and deceptive conduct.

Contractors Plant & Equipment Insurance

Contractors Plant & Equipment policies normally combine material damage, road risk liability, and public liability together in three sections. We can insure a single item up to a fleet of plant and equipment incorporating items such as cranes, excavators, concreting equipment, forklifts, farming machinery, tippers, trailers, truck and lifting equipment. Optional extensions can also be arranged, for example: Consequential Loss (loss of income due to damage), and breakdown cover.

Note that road risk liability can only be offered if the plant is registered.

Demolition and asbestos removal is difficult, dangerous and specialised work. That’s why you need an insurance policy that is specifically designed to protect against a broad range of liability exposures.

We are able to provide cover for a wide range of building industry related occupations, including but not limited to:

• Demolition contractors Excavation
• Earth moving and site clearing contractors
• Salvage and Salvage sales operations
• Asbestos removal and transportation contractors

Our tailored solution for demolition and asbestos insurance provides:

• Coverage that will suit your individual needs
• Cost effective premiums
• Competitive policy excesses

A Professional Indemnity Policy will generally cover:

• Legal costs incurred in the defence and investigation of a Professional Indemnity claim.
• Any compensation required to be paid by the insured in order to dispose of a Professional Indemnity claim.

Our tailored insurance solution for Visual Asbestos Inspectors provides:

• Coverage that will suit your individual needs
• Cost effective premiums
• Competitive policy excesses

Golf clubs in Australia are exposed to a multitude of unique risks including damage to greens, club houses, errant balls and players alike.

Risk Assist Australia can work with you to identify your risk, and provide a tailored Golf Club insurance programme.

Products & services offered:

• Industrial Special Risks
• Business Interruption
• Public & Products Liability
• Members Property
• Member to Member Liability
• Cart Insurance
• Environmental Impairment from green keeping activities
• Professional Indemnity
• Club Management Liability
• Plant & Machinery
• Personal Accident & Voluntary Workers
• Workers Compensation
• Event Liability
• Prize Indemnity & Contingency

Need an insurance policy meets the requirements of the Fire Protection Association Australia (FPAA)?

Risk Assist Australia can provide a tailored insurance programme including public and product liability insurance, professional indemnity insurance, and management liability insurance.

Activities covered include:

• Supply, servicing and installation of portable equipment such as fire extinguishers, fire blankets
• Supply, servicing and installation of fixed equipment such as hydrants and hose reels, fire alarm panels, fire doors, pumps, emergency and exit lighting, electrical work associated with fire protection equipment
• Supply, servicing and installation of alarm systems and sprinkler systems
• Design, certification, training and survey and investigation activities relating to fire protection systems

Please contact our team on 02 9622 0018 or email enquiries@riskaa.com.au for further information.

Each jurisdiction in Australia has its own premium calculation methodology. Depending on the jurisdiction, there are options and alternatives that employers can consider to ensure that they are paying the correct premium for their Workers Compensation Risk.

Risk Assist Australia assists clients to manage their Workers Compensation requirements through the following services where appropriate:

Classification Review

Requires an intimate understanding of our clients business and a detailed technical understanding of the classification laws in each jurisdiction.

Premium Calculation

This service ensures that our clients premium is calculated using the correct variables and formulas under each jurisdiction. This service incorporates an analysis of the data input as well as any premium saving options available.

Policy Structure

Ensuring that our clients policy structure best represents our clients business structure.

Premium Modelling

This service assists clients to formulate budgets for Workers Compensation premiums. Additionally allows for an analysis of the impact of claims upon premiums.

Requires an intimate understanding of our clients business and a detailed technical understanding of the classification laws in each jurisdiction.

This service ensures that our clients premium is calculated using the correct variables and formulas under each jurisdiction. This service incorporates an analysis of the data input as well as any premium saving options available.

Ensuring that our clients policy structure best represents our clients business structure.

This service assists clients to formulate budgets for Workers Compensation premiums. Additionally allows for an analysis of the impact of claims upon premiums.