Understanding Golf Club Insurance Risks
Golf clubs are more than sporting facilities.
They can operate as businesses with clubhouses, courses, machinery, employees, members, visitors, hospitality operations, events and significant property assets.
That combination creates a range of insurance requirements that can be very different from those of an ordinary business.
Risk Assist Australia, through Golfsure, provides specialised insurance services to the Australian golf industry.
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Golf Club Insurance Solutions
Areas of Insurance Cover
Depending on your club’s activities, assets, operations and individual circumstances, golf club insurance can address areas such as:
- Clubhouse and property
- Course and grounds
- Machinery and equipment
- Public and products liability
- Professional liability
- Management liability
- Business interruption
- Money
- Crime
- Motor vehicles
- Mobile plant
- Machinery breakdown
- Environmental exposures
- Events
- Hole-in-one and prize indemnity
- Corporate travel
- Fine arts and other specialist assets
The precise covers available depend on the club’s activities, assets, policy terms and insurer.
Golf Course & Clubhouse Risks
A golf club may have significant property exposures extending beyond the clubhouse. These can include:
- buildings;
- greens and course infrastructure;
- irrigation systems;
- maintenance equipment;
- golf carts;
- groundskeeping machinery;
- stock;
- hospitality equipment; and
- member and visitor facilities.
Managing Risks & Protecting Your Club
Liability Risks
Golf clubs can face liability exposures arising from members, visitors, events, food and beverage operations, premises and sporting activities.
Appropriate liability insurance can form an important part of a club’s overall risk-management program.
Specialist Golf Insurance
Golfsure states that its business is built around the Australian golf industry and provides specialised insurance products, programs and funding solutions to golf clubs and members.
If you operate a golf club, talk to our specialist team about reviewing your insurance program.
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Ready to discuss your insurance needs?
Get in touch to discuss your insurance requirements. Whether you’re starting a business, reviewing existing cover or expanding operations, our team is here to understand your needs and explore suitable insurance solutions.
Get in Touch Call 02 9622 0018Why Risk Assist Australia
Family Owned & Personal Service
A family-owned brokerage focused on long-term client relationships, providing direct access to experienced insurance professionals.
Western Sydney Based. Australia Wide.
Proudly based in Western Sydney, facilitating insurance placements for clients and risks throughout Australia.
Professional Insurance Advice
We take the time to understand your circumstances and explain the insurance options available to you.
Broad Insurance Solutions
Access to a broad range of general insurance products and solutions across business, commercial and specialist insurance requirements.
Ongoing Support & Claims Assistance
We remain available as your insurance requirements evolve, assisting with policy changes, renewals and claims, including liaison with insurers on your behalf.